The Right Mortgage Company

Independent Mortgage Advisor for Cardiff and South Wales

14a Rhydypenau Road, Cyncoed, Cardiff, CF23 6PT.

We're a Cardiff based independent mortgage broker and insurance specialist that prides itself on selecting the best deals available according to your individual circumstances and requirements. We cover the whole of market and can even obtain exclusive products that are not open to the general public.

TOP DEALS - March 2012

Best fixed rate deals

Rate Period Lender's fee £ Incentives Early repayment charges Reversionary Rate
3.19% 2yr Nil Free Valuation and Free legals for re-mortgages 3,2% 3.69%
3.15% 3yr Nil - 3% 4.49%
3.59% 5yr Nil - 5% 4.49%

Best variable rate deals

Rate Period Lender's fee £ Incentives Early repayment charges Reversionary Rate
2.49% 2yr Nil Free Valuation & Free Legal Service for
re-mortgages
None 2.49%
2.49% 3yr Nil Free Valuation & Free Legal Service for
re-mortgages
None 2.49%
2.49% 5yr Nil Free Valuation & Free Legal Service for
re-mortgages
None 2.49%

Rates correct as at March 2012

Repaying the Loan?

The two main ways to repay your mortgage are 'repayment' and 'interest only'.

  1. With a repayment mortgage you make monthly payments for an agreed period (the 'term') until you've paid back the loan and the interest.

  2. With an interest only mortgage you make monthly payments for an agreed period but these will only cover the interest on your loan. You will normally have to pay into another savings or investment plan that will hopefully pay off the loan at the end of the term. If you cannot repay the mortgage at the end of the term you may have to sell the property.

Contact us

For a no obligation personal service to find you the best deals available.

07971 873 318

Or, why not fill out our easy to use contact form.

The Right Mortgage Calculator

N.B. due to current economic conditions the minimum amount of deposit required is 10%

Testimonials

The Right Mortgage Company were fantastic! They researched the whole of the mortgage market for us, obtained a cracking rate with the Nationwide and liaised with them and our solicitor so that we could complete the deal as quickly as we could.
Ceinion Thomas, Newton-le-Willows, Merseyside.

Alun Thomas trading as the Right Mortgage Company is an appointed representative of the Julian Harris Mortgages Ltd network who are authorised and regulated by the Financial Services Authority No. 304155

Your home may be repossessed if you do not keep up repayments on your mortgage.

©The Right Mortgage Company Cardiff 2010.