We're a Cardiff based independent mortgage broker and insurance specialist that prides itself on selecting the best deals available according to your individual circumstances and requirements. We cover the whole of market and can even obtain exclusive products that are not open to the general public.
Best fixed rate deals
| Rate | Period | Lender's fee | Incentives | Early repayment charges | Reversion rate |
|---|---|---|---|---|---|
| 2.64% | 2yr | 2% of loan | – | 3% | 4.24% |
| 3.64% | 3yr | £1995 | – | 4% | 5.99% |
| 3.99% | 5yr | £995 | £250 cashback & free legal work | 4% | 5.79% |
Best variable rate deals
| Rate | Period | Lender's fee | Incentives | Early repayment charges | Reversion rate |
|---|---|---|---|---|---|
| 1.84% | 2yr | 2% of loan | - | 2% | 4.24% |
| 2.59% | 3yr | 2% of loan | Free legal work | 2% | 4.24% |
| 2.80% | Lifetime of the mortgage | £995 | – | 1% in yr 1 | 2.80% |
Repaying the Loan?
The two main ways to repay your mortgage are 'repayment' and 'interest only'.
With a repayment mortgage you make monthly payments for an agreed period (the 'term') until you've paid back the loan and the interest.
With an interest only mortgage you make monthly payments for an agreed period but these will only cover the interest on your loan. You will normally have to pay into another savings or investment plan that will hopefully pay off the loan at the end of the term. If you cannot repay the mortgage at the end of the term you may have to sell the property.
Contact us
For a no obligation personal service to find you the best deals available.
02920 627 380
07971 873 318
Or, why not fill out our easy to use contact form.
The Right Mortgage Calculator
Testimonials
The Right Mortgage Company were fantastic! They researched the whole of the mortgage market for us, obtained a cracking rate with the Nationwide and liaised with them and our solicitor so that we could complete the deal as quickly as we could.
Ceinion Thomas, Newton-le-Willows, Merseyside.